What is ENISA?
ENISA is a public entity under the Ministry of Industry and Tourism that grants loans to people who want to start or grow an innovative business. The advantage is that these loans do not require collateral, so your assets are not at risk.
Active lines
ENISA currently has several active lines that adapt to the profile and stage of each company:
ENISA Startups and SMEs
Aimed at financing viable and innovative startups and SMEs, both in the initial and growth phases, that wish to boost their business projects.
AgroInnpulso
Specifically for companies in the agri-food sector committed to digitalization. Requires a balanced financial structure and equity at least equivalent to the loan requested.
Digital Entrepreneurs
Designed to support women-led technology projects in the field of digitalization. It offers funding of up to €1.500.000.
Cultural and Creative Industries
Focused on companies in the audiovisual and cultural sector within the framework of the Spain Audiovisual Hub plan. Requires co-financing from promoters.
Financing process
Benefits
Access to an ecosystem of entrepreneurs and investors.
Ongoing advice and support.
Loans without the need for collateral or personal guarantees.
These lines have established themselves as an effective way to strengthen the innovative business community in Spain, providing liquidity without requiring traditional collateral.
Contact us
If you need more information about how to access ENISA financing, do not hesitate to contact Fimax Asesores to receive personalized advice.
FAQ
ENISA is the National Innovation Company, a public entity that finances innovative business projects in Spain through participatory loans.
ENISA offers several lines of financing such as Young Entrepreneurs, Entrepreneurs, Growth, AgroInnpulso, Digital and Audiovisual Entrepreneurs and Cultural and Creative Industries.
Small and medium-sized companies with innovative and viable projects can apply for financing, adapting to the different lines according to their profile and needs.
It is required to present a detailed business plan, demonstrate the viability of the project and meet the specific criteria of each line of financing.
ENISA loans do not require collateral or personal guarantees, they offer continuous advice and access to a network of entrepreneurs and investors.
ENISA evaluates the application, and once the documentation is complete, ENISA issues a decision within 60 days. If the application is approved, it issues a favorable opinion with the loan terms. The loan is then formalized before a notary.
Once the application is approved, the loan must be formalized before a notary within three months.
Sectors such as technology, agri-food, cultural, creative and digital are some of those that can benefit from the different ENISA financing lines.
For more information or personalized assistance in applying for ENISA financing, you can contact Fimax Asesores.